There are CLTV Limits for FHA Refinancing

Depending on whom yuou ask you may get a different answer with regards to CLTV and FHA. On may say that the CLTV limit is 100% and another may say that FHA has no limit on CLTV. You can apparently get an FHA subordination agreement that will help refinance an FHA loan with no CLTV limit. Again, depends on who you ask.

CLTV limits on FHA with subordination requests.

Take your FHA subordination agreement and help the borrowers CLTV limit.

This all has to do with seconds and second mortgages aon FHA first mortgages. I'll second that mortgage. Yes you will. But first you must subordinate it.

FHA refi over 100%

Refinance the fha loan over 100% and you have a cltv problem unless you can have the second subordinate to reduce the loan amount of the first mortgage going fha. This is an fha rule. Do not exceedthe maximum cltv for fha. There is no maximum cltv for fha on a refinance with a second mortgage above 100% as long as the fha first mortgage is underitten correctly to fha standards.

FHA refinance cltv and FHA lending seconds requirements